Filing a Roof Insurance Claim After a Storm
Hail or wind damage? Here's how to handle the insurance claim so you actually get the roof you're owed.
After a big storm, the insurance process trips up a lot of homeowners. Here’s how to do it right.
Document before you touch anything
Take dated photos of any visible damage — shingles in the yard, dented gutters, leaks inside. The more documentation, the smoother the claim.
Get a professional inspection first
A roofer can spot hail and wind damage an untrained eye misses, and provide a written assessment that supports your claim. We do this for free.
File promptly
Most policies have a window to report storm damage. Don’t sit on it — call your insurer and open the claim while the cause is clearly the storm.
Meet the adjuster with a roofer present
Having your contractor on the roof with the adjuster makes sure nothing gets overlooked or undervalued. We do this regularly and speak their language.
Beware “storm chasers”
If someone knocks on your door right after a storm pressuring you to sign on the spot, slow down. Work with a local, licensed contractor who’ll be here next year.
Storm damage? Get a free inspection and we’ll help you through the whole claim.
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